Critical Illness Insurance in Canada
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Who Critical Illness Insurance is ideal for:
Critical illness insurance pays you a tax-free lump sum of money if you are stricken by a major illness such as life threatening cancer, stroke, heart disease or a long list of other terrible conditions.
With the long waiting lines for medical treatment in Canadian hospitals, critical illness insurance is meant for Canadians to “jump the line” by using the money to purchase private health care on demand.
Bonus! Most Critical Illness insurance coverage may come with a “can’t lose” feature. Your insurance policy may have a feature called “return of premium”. The Return of Premium is typically an option for clients, it is not always included in all policies. Think about it, you really cannot lose. If you get a major disease, the insurance pays you. If you never get a disease, you can get your money back. There is no disadvantage to buying this insurance.
We will shop rates and features for some of the largest insurance companies in Canada. Buy critical illness insurance for $50,000, $100,000, $200,000, $1 million or any amount you qualify for.
Do not be surprised when you see the high premium cost for critical illness insurance – remember, you may be able to get the premium money back if you never use the insurance.
If you would like to buy critical illness insurance as a gift for a loved one, call us for a quote.